Compared with traditional private banks, the biggest difference of the EAM model is that it is independent of the financial system, and its interests are consistent with the interests of customers. Mature and experienced account managers are familiar with customer needs and investment attributes, and provide the most appropriate asset management advice and solution.

The essential structure of the One Heritage EAM private banking service platform is a three-party relationship. The customer has the full authority to entrust EAM to manage the "management assets" of its private bank (or brokerage) that acts as the custodian and recorder of the assets.EAM focuses on the management of "managed assets" and customized services to customers, which customer's assets are safty under the framework system. The purpose of selecting investment products is not for sales performance, but for an independent, long-term, and complete partnership. EAM is also the client's asset manager, and it also meets the client's expectations of partners. The closely-cooperated EAM structure fully meets the customer's expectation of protecting and adding value to family assets.